DataX Ltd.™ Credit Card Verification service confirms whether a customer is authorized to use a credit card account. It uses the full credit card account number to authenticate the applicant's link to the card by verifying their full name and address in real time and can also provide the name of the card issuing company, the date the account was opened, the current credit limit and balance. Additionally, CCV provides a variety of potential fraud alerts that help DataX Ltd.™ clients identify questionable transactions prior to processing them.

Validating account authenticity is a practical and secure way to protect both online consumers and online businesses. By partnering with DataX Ltd.™ for Credit Card Verification, clients can feel confident that their online transactions are valid.

DataX Ltd.™ provides these services in real-time through a simple XML application programming interface. When coupled with any of DataX Ltd.™'s other products such as identity verification or knowledge based answer authentication it can streamline your on-line business applications and protect against fraudulent transactions.

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Features

Verifies full account number

Validates personal information provided in inquiry: including social security number, drivers' license number, and date of birth (when provided)

Provides credit limit and current balance of the card

Flags questionable accounts and provides other high-risk indicators

Benefits

Verifies that account information is accurate

Reduces potential losses from fraudulent transactions

Increases online customer confidence which can lead to an increase in the number of profitable transactions processed

Lowers costs for manual verification